ARE YOU A VETERAN? IF SO, YOU CAN BE ELIGIBLE FOR A $3000 EXEMPTION ON YOUR NJ TAXES
New for 2017 is an additional $3,000 Exemption Allowance for Veterans. To qualify, you must have served in the military and received an honorable discharge. I have attached the Form you need to complete and forward to the address with a copy of your DD-214 or comparable discharge paper issued prior to 1950. Most veterans are already registered with the State through the Real Estate Property Tax Deduction of $250.00. You can call also 609-292-6400, option 4. I did and after a reasonable wait, they verified I am registered and nothing further had to be done.”
CLICK ON LINK FOR THE FORM TO BE USED
Do this first
Then click on this link
(EMAILER’S NOTE: MY THANKS TO A RESIENT AND A FORMER RESIDENT WHO SENT ME THIS INFORMATION. I’LL KEEP TRYING TO SAVE RESIDENTS MONEY EVEN THOUGH SOMETIMES IT DOESN’T WORK OUT)
SAVING MONEY ON YOUR PRESCRIPTIONS
I always look towards saving residents money on various things we all need or use. Even though I was a Director of Pharmacy at a Medical Center, I did spend a little time in retail and knew about certain things that can be done to save patients money.
I want to thank a resident who provided me with information that filled in some blank areas I wasn’t too familiar with.
Recently I received a notice that one of my medications is coming off the insurance companies Formulary. It will go from $60 for 3 months of medications to close to $400 for the 3 months starting January 1, 2018. Of course my refill for the prescription cannot be ordered before January 3, 2018. This was simple to handle. I called my pharmacy and told them to speak with my insurance company to get a VACATION OVERRIDE on my prescription. So they allowed me to fill it before 2018 at my old co-pay.
Now for dealing with a drug that falls off their Formulary because, they would rather pay for other drugs that cost less. This becomes a challenge because you and your physician must get involved. You have your physician call for PRIOR AUTHORIZATION. With the drug I was on, my insurance company gave me a list of other drugs to use. Honestly, my use of these types of drugs was started when I was a teenager so I used practically every drug mentioned. There are times that the drug will stop working and at these times a new drug must take it’s place. I explained it to the insurance company and I was told they will fax a PRIOR AUTHORIZATION FORM to my physician’s office and to get this worked on immediately, he should write on the top 2018 REVIEW PRO ACTIVE. Basically this is an appeal of the first form being denied.
Based upon what I told the insurance company, he felt that by writing what I mentioned, I should get approval and it would last one year and I would be paying $60/3months vs. $400/3months. I would say this is a good savings. Most importantly, don’t give up if you receive a denial. Always appeal and make sure you have a good reason why you need this drug vs another drug. In my case, this new drug worked perfectly and prevented me from having some serious problems. Like I told the insurance company, should I stop a drug that I used for 6 months that cured me of a problem vs start a new drug that I can go back to the seriousness of what I have? No insurance company would want to be held liable for problems associated with their denying a medication that works.
The key point to make is having your doctor indicate that you have used all the other alternatives and nothing worked. He should list some of the alternatives that you may have used. Then have him say that this drug is working exceptional well.
SNOWBIRDS, I FEEL SO BAD THAT THERE IS NO MORE SNOWBIRD RATE FROM COMCAST BUT READ THIS AND MAYBE YOU CAN SAVE MONEY BY DOING THIS.
I would like to thank my friend who lives in another adult community for sending me this information. My emails extend out to other adult communities and we all learn from each other.
So here’s what snowbirds can do:
I saved in another way when I came down to Florida and I am sure others could benefit. I would guess most people have 2 cars. I only take one of my two cars to Florida, so I take off the insurance on the other car that I leave home (minus comprehension, which in my case is $26.00 per month this is in case the cars is stolen or a fire) I save $300.00 for the winter.
Saving our Regency residents money is what I enjoy the most. Frankly, in 16 years of doing the Emailing this is the first time I heard about this. So maybe many of you don’t do it. I;m not sure if my friend stays in Florida for only 3 months. If you stay in Florida for 6 months, you can double his savings.
I’M ON A ROLL WITH COST SAVINGS SO HERE IS SOMETHING THE “NEWBEES” SHOULD KNOW
Many years ago we had a Purchasing Group that was started here at Regency. We added other adult communities to this Group. One of the things I was involved with was HOME SECURITY. Well I found out that most of the home security companies use ALARM RELAY. ALARM RELAY is a company that deals with commercial and residential security and the “middlemen” use them to do home security. Why pay a middleman? So I worked out a deal with ALARM RELAY that they charge us $8.99/month vs prices of $15-$25/month from the “middlemen”.
They said for every customer I give them I will receive $25. I told them that I would be hung by a tree if I accepted this. So I told them to give this $25 back to the homeowner who signs up. I believe Regency has around 500+ homes with ALARM RELAY. Not one problem and when there was a problem, we get the calls from them and sometimes they even follow up the next day.
If you want to change vendors, go to our VENDOR LIST.
PREPAYING YOUR PROPERTY TAXES
As I mentioned, make sure you contact your accountant to determine if prepaying your 2 quarters of 2018 is beneficial for you. My accountant told me that I should. But what is good for me might not be good for you.
Many residents have written me that they also were advised by their accountant to prepay their property tax. What I would like to know, so that I can put it into a future email (no names will be used) is when you make out your taxes with your accountant ask him how much of a savings was it by your prepaying your taxes?
ADDITIONAL VIEWING TIME FOR TRUDY LENCI
The wake will be at;
DeMarco Funeral Home
205 Rhode Hill Road
Monroe NJ, 732 521 0555
Dec. 26 7:00 to 9:00 PM
Dec 27 2 00 to 4:00 PM and 7 PM to 9 PM
Mass St James the Less church 9:30 AM
Interment William C. Doyle Veterans Mem. Cemetery
350 Province Wrightstown Wrightstown NJ.
CURRENT VENDORS LIST JANUARY 2018
Thanks again to Rich Strug for handling our Vendor’s List. Click on the following link to view this list
We are pleased to welcome the following vendor to our CVL:
THE WOOD SHOP
Listed under Cabinets
All the vendors on the CVL and I wish the residents of The Regency @ Monroe a very Happy, Healthy, and Prosperous New Year.
The Men’s Club is going to a NY Yankee game in Philadelphia vs the Phillies
For the first time ever in regular season play the NY Yankees will play the Philadelphia Phillies on Monday, June 25, 2018. We have two luxury buses traveling to the game. One bus is already full and the second bus has just a few seats left. The price is $65 pp. You must be a Men’s Club Member. Wives, significant others, children, and grandchildren are welcome.
Checks are to be made out to Regency Men’s Club and placed in the lower mailbox of Allen Glassman, 83 Rivera Drive.
FIRE COMPANY 3 ADMINISTERING OXYGEN TO THE DOG THEY SAVED
Here’s another picture of our fire company administering oxygen to the dog they saved. The dog sends his WOOFY WOOFY’S to these brave firemen. By the way, they do a lot of saving of human life’s as well.
FIRE COMPANY ELECTIONS
Yes, we are coming close to the day when we will be voting for our FIRE COMMISSIONERS. Joel Kaplan and Jerry Kaplan, well guys, I have fallen in love with your pictures.
CLICK ON THE LINK TO SEE THE PUNUMS (FACES) OF OUR RESIDENT FIRE COMMISSIONERS WHO WILL BE UP FOR RE-ELECTION.
Jerry, you look fantastic. Joel, come on over and I will give you a free makeover. You need some mascara, some long eyelashes, some rouge on the cheeks and maybe a little lipstick.
REGENCY WOMEN’S GROUP – SAVE THE DATE!
On Monday, January 8, we will be making our own pizza at Antonio’s on Applegarth Road. Various garnishes will be added to our pizza. The cost is $10 and includes dessert!
Members interested in attending, please RSVP to Harriet DiSalle, 102 Turnberry, beginning December 14-December 30. The flyer will be sent out later this week and copies will be available in the Clubhouse.
SILVER BALL MUSEUM
The Silver Ball Museum is a penny arcade with 125 reconditioned pinball machines from the 1950’s and 1960’s.
We are carpooling to this facility on January 19th, 2018 located at 1000 Ocean Avenue. The price is $15pp Please arrive by 11:00 am. Place checks, made out to Regency Men’s Club in the lower mailbox of Allen Glassman at 83 Riviera Drive.
As a number of members are going to lunch at the All Seasons Diner in Eatontown Please indicate if you would like to join this group. If you need further information phone Allen at 917-282-0998
REGENCY SINGLES MINGLES
COME JOIN US – ALL REGENCY SINGLES ARE WELCOME
DO ACTIVITIES WITH OTHER SINGLES. MEMBERSHIP $30 WE MEET THE FIRST WEDNESDAY OF EACH MONTH AT THE TENNIS PAVILLION UNLESS OTHERWISE NOTIFIED. Contact Tanya Ashuck or Georgia Doyle 732 641-2662.
Harmony in Motion Regency At Monroe
10/1/17 – 9/30/18
Dues are $10.00 per couple, $5.00 per person.
Checks should be made payable to HARMONY IN MOTION. Please remit to address below: Monique Mainville OR John W. Chin President Treasurer 132 Masters Drive 8 Riviera Drive Monroe Twp., NJ 08831 Monroe Twp., NJ 08831
Harmony In Motion
Winter Wonderland Event January 20, 2018
2017 ROMEOS SCHEDULE THRU DECEMBER REVISED
26 BERNSTEIN’S ON ESSEX
2018 ROMEOS SCHEDULE JANUARY THRU JUNE
16 HUNAN HOUSE
30 CITY STREETS
6 HUNAN HOUSE
20 BERNSTEINS ON ESSEX
27 THE CABIN
20 HUNAN HOUSE
27 CITY STREETS
3 PRESTIGE DINER
10 THE CABIN
REGENCY BOWLING CLUB
Regency bowling teams meet on Thursday evenings at 6:30 pm at the Knob Hill Country Lanes, 363 Route 33, Manalapan, NJ 07726,
Email:firstname.lastname@example.org. All Regency men and women residents are invited -no matter what your skill level- to participate as guest bowlers. Call Russ Porges, 732-561-2301, email@example.com, or Ping Eng, 732-521-5508, firstname.lastname@example.org for more information.
Regency Men’s Book Club
The Regency Men’s Book Club will be meeting at the Clubhouse on the first Wednesday of the month at 4:00pm. All men are welcome. Please call Lou Flumen at 732-641-2495 if you are interested in joining or if you have any questions.
Below is the list of books the Men’s Book Club will be reading during the next few months
January 3, 2017: The Plot Against America by Philip Roth.
February 7, 2018 “The Steel Wave” by Jeff Shaara
Every Friday at 1:00 in the multimedia room ACBL masters are available to help you with your bidding and play. Many of you have been taking bridge classes on Tuesday evening and many of you have been playing for a while. Now come down to the Open Bridge sessions and practice what you learned under the guidance of masters. This is not a bridge class. This is playing and learning proper bidding and more importantly the play of the hands.
We play every Tuesday at 5:00pm and every Saturday & Sunday at 9:30am. We are looking for more players! All residents are welcome to attend. Contact George Steinberg for more information 732.605.9526
The Regency Chorus, under the direction of Sharon Scheckner, is looking for residents who enjoy singing, and love the camaraderie that our chorus can provide. Rehearsals would begin sometime in the spring. If you are interested in joining please contact Carol Kortmansky at email@example.com. We look forward to hearing from you!
Regency at Monroe Bridge Organization (RAMBO)
We play duplicate bridge at the clubhouse every Tuesday evening. These games are sanctioned by the American Contract Bridge League (ACBL) and we award internationally recognized Master points to many of the players each week.
We play a social game and welcome players of all skill levels who wish to expand their bridge capabilities.
Our games begin at 7:00 PM sharp – but if you want to come, please be at the back ballroom by about 6:45 to allow for checking in. We have the most reasonably priced game around and we include snacks and soft drinks too.
Regency Scrabble Club
Meets on Thursdays evenings at seven o’clock in the multi-purpose room. Learn how you can improve your Scrabble and Words with Friends games. Everyone is invited to play. Please bring your set if you have one. Call or email Linda Litsky at 732-605-0320, LLitsky@aol.com for more information.
We need your help in keeping the Community Vendor List growing. Please submit the name and contact information, via email, for your favorite vendor to:
A THANK YOU MESSAGE FROM THE LEWITES FAMILY
My family and I would like to extend our deep gratitude for those who expressed their heartfelt sympathy
upon the sudden death of my beloved brother. We want to wish you a Happy Holiday season and a
Happy and Healthy New Year!!! It is our sincere hope that you have no more sorrow in your lives.
Anne & Bernie Lewites & Family
WAIT TIL THE SUNSHINES NELLIE AND LOOK FOR OUR TWO RESIDENTS WHO WERE ON TV YESTERDAY
They were on yesterday on CNBC. The picture came out blurry because, who really wants to look at these guys. So in the front center (to the right of the big guy with the black suit, is none other than BOBBI BERNSTEIN. Now look directly behind him in the back. The guy with the glasses and grey hair is non other than JERRY SCOTT. I was going to make a video of them singing but Regency, suffice it to say only one of us needed to suffer listening to them sing.
THAT’S IT FOR NOW
REMEMBER YOUR COMMENTS ARE NO LONGER PART OF MY WEBSITE, I WELCOME YOUR COMMENTS, BOTH POSITIVE AND/OR NEGATIVE. JUST SEND IT TO: firstname.lastname@example.org
NOW FOR SOME MUSIC FROM THE CHANTELS